What is Scratch and Dent Insurance?

Scratch and Dent insurance is a cost-effective way to insure the paintwork on your vehicle against minor scratches, dents, scuffs and paint chips.

With this simple single policy you can claim up to three repairs a year for just £15 per month*.

With your policy you will also gain free access to an exclusive loyalty platform, where you will find a wide variety of discounts from your favourite retailers such as Gousto, Purple Parking, Vision Express and more. This is our way of saying thank you for trusting us with your vehicle repairs.

Protect Your Car Today for Just £15 per month

If you want to drive and park with peace of mind, our policy is for you. With Scratch and Dent Insurance you get:

  • 3 minor body repairs per year

  • Convenient repairs carried out at a time and place you choose

  • Exclusive discounts with our range of retail partners

  • Complete peace of mind against cosmetic damage

  • Excess waiver option available

  • No Hidden Fees

The SMART way to insure your car against minor scratches, dents and scuffs.

Crowded car parks, tight car parking spaces and ever-growing vehicles are leading to more and more minor car accidents, with parking prangs now costing UK drivers more than £1.4 billion per year**.

If you have ever damaged the paint on your car, you will know what a disruption it can be. It can be time consuming gathering quotes from different repairers/bodyshops, and inconvenient to be without your car for 1-3 days waiting for the repair to be completed; not to mention the annoyance of looking at an unsightly scratch until the repair can be arranged.

With Scratch and Dent Insurance,  you can drive and park with confidence knowing that should an accident occur, our team of nationwide specialists will be on hand to repair the damage quickly and efficiently, at a time and place convenient to you, causing minimal disruption to your daily routine. ChipsAway specialists use the SMART (Small to Medium Area Repair Technology) repair technique to remove dents and scratches like they never happened. 

Protect Against the Inevitable

If you’re looking to protect your vehicle against minor scratches, dents, scuffs and paint chips, then Scratch and Dent Insurance is for you.

Insure your car for just £15 a month and claim up to 3 repairs each year! 

Drive and park with confidence knowing you’re protected.

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What does Scratch and Dent Insurance Cover?

How much does it cost?

To claim your 3 repairs a year, you will pay:

Are there any other benefits?

Your Scratch and Dent Insurance Policy gives you free access to our loyalty platform, where you will find exclusive discounts from a wide range of leading brands and retailers, some of which can be seen below.

  • Get 10% off Hotels.com

  • Get 10% off Tessuti

  • Get 10% off Waterstones

  • 40% Gousto Discount and Free Delivery

  • Get up to 30% discount on Airport Parking with Purple Parking. Discounted Airport Parking at Gatwick, Manchester and Heathrow

  • 10% discount on Airport Hotels with Purple Parking

  • 10% discount on Airport Lounges with Purple Parking

  • Call into Vision Express and, as well as a free eye test, you can get £30 Off complete glasses, 10% off non-prescription sunglasses and a three-month supply of soft disposable contact lenses.

  • Get 10% off Snow and Rock

Who is the insurer?

Scratch and Dent Insurance is arranged and administered by Stubben Edge (Risk) Ltd, who provide a policy underwritten by Novus Underwriting Limited on behalf of Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG. 

Stubben Edge (Risk) Limited (company number 09073942), is authorised and regulated by the Financial Conduct Authority (‘FCA’) reference number 943286

trustpilotChipsAway are the originators of minor automotive paint repair technology with over 20 years’ experience. Our customers are thrilled with their repairs, earning us a 5* rating on Trustpilot.

Is there anything not included?

Click here to read the full terms and conditions of what your policy will include.

*Click Here to read the full Terms and Conditions


*** This policy offers an excess waiver for those who would prefer to not pay any excess(es). For an additional £1 per month, the policy excess is set to £0.

Ready to book your repair?
Make the SMART choice
Drive and Park with confidence with Scratch and Dent Insurance, for just £15 per month.
Buy Scratch and Dent Insurance Now
Our affiliates & accreditation
  • 3M
  • BVRLA Associate
  • IMI Approved Centre
  • ISO 9001 Registered
  • ISO 14001 Registered
  • PPG
  • Supagard
  • National Body Repair Association
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